Cooper offers multiple health plans that offer the freedom to use any provider. However, your out-of-pocket costs will vary and may be significantly lower when choosing Cooper or Horizon Blue Card network providers.

 

You have the choice of three medical plans that include Prime Therapeutics prescription drug coverage:

• Cooper Basic PPO Plan

• Cooper Core PPO Plan

• Cooper Standard PPO Plan

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The Cooper Core and Standard PPO plans provide three benefit tiers to help you minimize your out-of-pocket costs.

 

TIER 1: Cooper University Health Care Network / Inner Circle
Cooper doctors, providers, facilities and other designated providers – offers care with almost no out-of-pocket cost.

 

TIER 2: Horizon BCBSNJ PPO Network (BlueCard)
Preferred providers who participate in Horizon BCBSNJ PPO network. Deductible and coinsurance may apply.

 

TIER 3: Out-of-Network

All other health care providers and facilities that are not Tier 1 or Tier 2 providers.

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