Cooper offers multiple health plans through Independence Administrators (IA) which give you expanded access through the national Blue Card PPO program. However, your out-of-pocket costs will vary and may be significantly lower when choosing Cooper or participating Independence Blue Card network providers.

 

You have the choice of three medical plans that include Express Scripts prescription drug coverage:

• Cooper Basic PPO Plan

• Cooper Core PPO Plan

• Cooper Standard PPO Plan

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The Cooper Core and Standard PPO plans provide three benefit tiers to help you minimize your out-of-pocket costs.

 

TIER 1: Cooper University Health Care Network 
Cooper doctors, providers and facilities – offers care with lower out-of-pocket costs.

 

TIER 2: Independence Administrators Network 
Preferred providers who participate in Independence Administrators’ nationwide network, includes PA, NJ and DE. Deductible and coinsurance may apply.

 

TIER 3: Out-of-Network

All other health care providers and facilities that are not Cooper University Health Care providers and do not participate with Independence Administrators.

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